Looking to refinance your home loan on a lower rate? Check these three things before calling the bank | Shaun Bond for the Conversation

Banks often advertise lower mortgage rates to attract new customers – but make sure the loan has the features you want Get our breaking news email , free app or daily news podcast For homeowners, making sure you’re on a competitive interest rate hasn’t been this important to your household budget in years. The Reserve Bank of Australia lifted the official cash rate on Tuesday for the fifth time in 2026, pushing it to 4.85% – higher than it’s been since 2008. Continue reading...